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Creating A Budget For Your Cosmetics

Working out a budget plan for every category is very important to keep a check on your expenses. It will also allow you to restrict unnecessary purchases. Like any other budget plan, a dedicated budget plan for your cosmetics every year will give you a notion of being a sincere customer. 

Before starting off with things, you need to realise that this is a budget that concerns the health of your skin. Every single penny the budget takes in indirectly goes to your skin. Hence, consider investing in quality products while planning the budget for each cosmetic. Nevertheless, you do not need to splurge only on expensive products. You can easily set a budget according to your affordability with products from higher to lower price ranges. 

It is quite natural for anyone to be overwhelmed by the number of products in the present-day market. There’s access to a lot of products from the same category. This can bewilder you and find it difficult for you to sum up the right budget for your cosmetics as you might develop an urge to get your hands on every new launch. Moreover, when beauty is concerned, we can’t compromise our standards. We all want our nails, hair, skin, and body to look their best. It might be challenging for you to accommodate all of these cosmetic products within your budget. To negate such issues, here are some suggestions that will help you to create the budget for cosmetics in this financial year.

1. Consider the total amount that you can accommodate

Do not dive right into forming a budget without making an outline of expenses that you can spare for cosmetics. After you make up your mind about the total amount that you desire to splash out on cosmetics, you are ready to go ahead with your budget. 

2. Know where to splurge and where to save

Once you have decided on the amount to include in your budget plan, you need to know the grounds where you can save some bucks. Not each of your cosmetic products demands splurging.

For instance, cleansers remain in contact with your skin only for a few minutes, so you do not need to buy an extremely high-priced cleanser. The same goes for a moisturiser as the work of a moisturiser is to nourish the skin by locking in the hydration content of your skin. Just a simple and no-nonsense moisturiser is enough to deliver the job which will also not cause a hole in your pocket. The treatments that you use for your specific concerns should be the field of your investment as you should always opt for a good formulation. However, nowadays there are so many companies that furnish their customers with top-notch serums and ampoules in an affordable range. Addressing sunscreens to the matter of saving or splurging can be difficult because it is very subjective. Sunscreen is the most crucial step of your morning skincare routine, so, there’s no room for negotiation. In a nutshell, go for a sunscreen, the finish of which fascinates you, and you would like to put on your face every day regardless of the price that you need to pay. However, you do not need to fret about spending half of your budget amount on any sunscreen as there are plenty of lightweight sunscreens at reasonable prices. 

Here are some recommendations for you to pick out:

The Deconstruct Bye To Dry Skincare Set contains a hydrating face wash and a face moisturiser that come at an extremely affordable price. These two particular products can last for 2 months or more if used by one. So, if you will buy these in April you don’t need to worry about the next purchase before June or so.  

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The CosIQ Outdoor Sunscreen Serum SPF 50 PA ++++ is a brilliant sunscreen that provides broad spectrum protection and also comes in a huge 100ml packaging that will last longer. As the name suggests, it has a serum consistency that glides on the skin smoothly and also absorbs in no time after the application.

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If you use up a 50 ml sunscreen bottle in approximately 45 days then a 100 ml packaging will definitely last you for 90 days, that is, 3 months. 

3. Buy big, save more

A smarter way of purchasing cosmetic products is to buy bigger packages as they are comparatively cheaper than the smaller ones. For example, a 100ml face wash priced at 750 will cost you 50/- less than a 50 ml face wash priced at 400/- if you consider the quantity that you are getting in there. Also, bigger packaging will offer a greater quantity that will last long. So, in cases of haircare and body care, the products that you buy will suffice for the members of your family as well.

Faith in Nature Aloe Vera Shampoo comes in a huge bottle of 400ml that will easily last for more than 3 months if used by a family of three. 

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Petal Fresh Soothing Lavender Bath & Shower Gel offers 475 ml of product that will cover around 4 months of usage. Hence, If you purchase this product in April you need not buy it anytime before august. If it is used by one head then only two purchases a year will be more than enough. 

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4. Use all-in-one multipurpose makeup

You don’t need to have separate makeup products on your vanity to create a nice base makeup. A single product curated with 3-4 base items for a makeup look meets the requirements. You do not need to invest in separate products which will save some of your bucks. In addition to that, it will minimise the number of purchases in a year as you will get 3-4 items in a single product. So, it can be reckoned as a one-time investment. 

We would like to recommend the Gush Beauty Face Palette Stacked In Your Favour in this category. This face palette comes with a blush, a highlighter and a bronzer that are enough for creating a soft glam makeup look. The blush can be repurposed as a lip shade and the highlighter can be used on eyelids as well. Hence, one palette can sort a lot for you single-handedly reducing the sum total of your investment in different products.

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5. Always look out for discounts and sales

The smartest strategy for shaping your budget in cosmetics is to make most of your purchases during sales. You may want to purchase an item but are sceptical because of the MRP or your budget may not permit you to repurchase that item once you run out of it. In such cases, sales & discounts come to your rescue. If you are apprehensive about purchasing a particular product at its MRP then always wait for the sales to arrive and then place your orders. You can also use your favourite influencers’ coupon codes for this matter of concern.

Creating a budget for your cosmetics makes you responsible for handling your yearly finances. It also gives you a perception of treating self-care as an important part of your daily life. You can also manipulate the purchases according to your preferences and needs. There isn’t any hard and fast rule about setting a budget in a specific cumulative equation. This article just gives you an insight into generating a budget for your cosmetics. You can always divide the number of purchases into a period of 2 months, 4 months, 6  months etc. wherein the products in each purchase will last you for that period of months. 

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1. Why do I need to create a budget for my cosmetics? 

Setting a budget for your cosmetics will help you to monitor your yearly expenses and will help you to curb your unnecessary purchases as well. 

2. Can I get quality cosmetics within a small budget?

There are products for all in the market. The market in contemporary times is flooded with affordable formulations. Thus, you can enjoy quality formulations within a tight budget. 

3. How to group the yearly budget for cosmetics month-wise?

You do not need to make purchases of your cosmetics every single month if you use them alone or if they come in bigger packaging. First, mark the usage period of each product and then group them into the month-wise purchase. For example, if a shampoo lasts for 3 months then you need to purchase it 4 times in a financial year, and the distribution of the months will go like this: April-June; July-Sept; Oct-Dec; Jan-Mar.

Sneha Das

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